Personal Representative Trust agreement that can be altered A nine digit bank code used in the us that identifies the financial institution. The person or institution who manages an estate after the trustee dies. Act that provides a mechanism under which gifts can be made to a minor. A form used by Discover Bank to have the depositor certify that the depositor's TIN is correct, depositor is not subject to Backup Withholding, and that they are a US Citizen. The reversion of property to the state when there are no known beneficiaries and there has been no customer contact within the stated specified period of time. Originally applicable to real property; now applicable to all kinds of property, including dormant deposit accounts whose owners cannot be located. Account for which activity has not occurred for a period of time as determined by the bank. The account will escheat to the account holder's state of residence when there has been no account transactions for the time period determined by the customer's state of residence. In Compass, you go to Transactions to view EFT’s, where from there do you go to view the Estimated Date of Arrival for an EFT done on-line? Who will handle questions about a Bill Pay transaction dispute?